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Simplified Journey and Seamless Experience

We understand that the process for obtaining a Gold Loan (also called a loan against gold) can often be complex and time-consuming. That is why we at PayWorld, have simplified the experience, ensuring a user-friendly, safe, and hassle-free process. We are dedicated to empowering you and helping you to make the most of your valuable assets. With our trusted partnerships and simplified gold loan application process, you can confidently unlock the power of your gold assets, as we believe that your gold shouldn’t sit idle. Through our partnership with esteemed financial institutions, we offer you a range of Gold Loan that comes with a competitive rate and exclusive benefits.

Service Benefits

Lowest Interest Rate

Paperless Procedure

Easy to Process

No CIBIL Check Required

Easy and Flexible Repayment

How to get a Gold Loan?

Request a New Loan

Get Money

Gold Stored in Bank Wallets


1.What documents are required?
  • Pan card
  • Aadhaar card
  • Income proof
2. What is the minimum loan amount for different types of loans?

For a Fresh Loan, the minimum amount is Rs. 20,000/-

If you're applying for a Balance Transfer, the minimum amount is Rs. 50,000/-

3. What is the loan tenure for Gold loans?

We offer a loan tenure of 6 months for Gold loans.

4. What is the interest rate range?

The interest rate range is from 0.69% to 1.05% per month, depending on the customer's credit profile.

5. Is my Gold secure when I take a Gold Loan?
  • Yes, your Gold will be securely stored in a bank-secured wallet.