Our Journey
Established in 2006, Payworld is a pioneering fintech enterprise championing financial inclusion across India. We have grown to serve 720+ districts across 28 states.
700,000+ retailers. 28 states. One powerful platform for banking, payments & digital services.
700,000+ retailers and counting…
Start in minutes with zero investment. We’ll help you activate quickly.
India's most trusted suite of digital and financial services, seamlessly integrated to empower local businesses and serve millions.
From AEPS and money transfer to bill payments and travel, Payworld helps retailers serve customers faster and earn more.
AEPS, micro‑ATM, money transfer, and essential banking services for every local outlet.
Know MoreBill payments, recharges, and collections that keep daily transactions fast and reliable.
Know MoreAir, bus, and rail ticketing with competitive fares and easy booking for customers.
Know MoreHealth, life, and vehicle insurance offerings with simple onboarding and support.
Know MoreStart your journey in minutes. No investment, no hassle — just download, activate, and earn.
Get the Payworld app from Play Store. Sign up with your mobile number and basic details in under 2 minutes.
Submit your Aadhaar & PAN for instant digital KYC. Get activated within 24 hours and start accessing all services.
Offer AEPS, money transfer, recharges & more to customers. Earn industry-best commissions on every transaction.
Trusted by 700,000+ retailers, we help you expand your business, increase trust, and change lives in your community.
Watch real retailer experiences and quick demos of how Payworld services work.
From onboarding to daily transactions — see how our retailers use Payworld to grow their business.
Latest coverage, product launches, and milestones from across the Payworld ecosystem.
We’re strengthening last‑mile banking and payments through a growing retailer network and new digital services.
Read Full StoryFintech that transforms lives and connects Bharat to new possibilities.
Established in 2006, Payworld is a pioneering fintech enterprise championing financial inclusion across India. An initiative from Sugal & Damani Group, we have grown to serve 720+ districts across 28 states.
Established in 2006, Payworld is a pioneering fintech enterprise championing financial inclusion across India. We have grown to serve 720+ districts across 28 states.
With 7 Lakh+ retail touch points processing over 3 Lakh+ transactions daily, we bridge the gap between untouched market segments and service providers.
"Making Life Simple" — we help retailers and distributors start business with minimum investment and maximum return across AEPS, Money Transfer, Bill Payments, CMS, and more.
Payworld founded as an initiative of the Sugal & Damani Group to bring financial services to underserved India.
Crossed 50,000 retailer touchpoints. Launched money transfer and bill payment services across multiple states.
AEPS and Micro-ATM services launched. Became a key player in the government's Digital India initiative, reaching 200,000+ retailers.
Introduced travel booking, insurance, and CMS services. Network expanded to 400,000+ retailers across 500+ districts.
Reached 600,000+ retailers. Launched Digi Gold and enhanced the mobile app with a complete service suite.
700,000+ retailers across 720+ districts in 28 states. Processing 100M+ annual transactions, empowering rural and semi-urban India.
What drives Payworld’s purpose and impact across India.
We exist to make digital financial services accessible to everyone, everywhere — empowering retailers and communities with simple, secure, and inclusive solutions.
Make digital financial services available to everyone, everywhere, while making life simple for retailers and their customers.
Build the largest branchless digital banking network that enables easy access to financial services and helps create a more progressive society.
Tell us about your needs and our team will reach out within 24 hours.
Connect with Payworld’s team for onboarding, services, or support. We’re here to help you grow.