Top 11 Essentials for Traveling

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In today’s fast-paced lifestyle, travel has become mandatory for both work and leisure. As the world is becoming increasingly ‘glocal,’ we now have more frequent flyers, tourists, and cross-country hikers than ever before. Therefore, to make traveling experiences comfortable and efficient, planning has become increasingly important.


To make one’s traveling comfortable, there are a few guidelines one must follow. One such rule is to possess the following Top 11 Essentials when Traveling:


1. A comfortable backpack – Whether traveling solo or with companions, a comfortable backpack is the most crucial travel tool you’d want to secure. Imagine lugging a suitcase across a crowded, dirty road from the train station to the hotel. For hiking and adventure touring, it is even more unthinkable to carry large, cumbersome baggage. Backpacks, on the contrary, allow easier carriage and mobility. One needs to choose a comfortable backpack of the correct size and design.

2. Torch/Flashlight – A torch is a must have for every traveler. One can never know how much this one travel companion might help. For hikes, adventure camps, and road trips, a good torch is irreplaceable. Even for more secure destinations, a flashlight can be a vital contingency item. Emergency power cuts, dark alleys, or searching for a misplaced item in some dark corner – a powerful torch is a hands- down lifesaver!

3. Power bank – A good power bank to support your cell phone, laptop, and other electronics, while in transit, where the power supply is limited, or even absent, is mandatory in today’s electronic world. Investing in a large capacity power bank is always preferable.

4. Customized First-Aid Kit – Your first aid kit should be a ‘travel survival kit’, in that it should contain useful medical items to help you to stay comfortable and safe. It’s important for you to have one, even if you are going on an organized trip, as you should always be responsible for having a first aid kit that enables you to look after yourself.

5. Multipurpose footwear – One can never emphasize enough about the importance of comfortable footwear. Anyone who has had cracked heels, chapped feet, shoe bites, snapped sandals or twisted ankles en route will know the incomparable importance of investing in the right kind of footwear for traveling. Depending on the kind of trip, these can vary from sneakers, floaters, gumboots to more professional footwear for hiking.

6. Comfortable clothing – While traveling away from home, having a good collection of comfortable clothing definitely enhances the experience. While choosing a travel wardrobe, it is always advisable to keep in mind the destination and the socio-cultural context one is about to encounter.

7. Camera – Ah! Is any travel possible without framing permanent memories? A camera is by far the most common must-have for travelers. With a good DSLR on your side, the entire travelogue turns more vibrant and memorable.

8. Mosquito repellent – No, you cannot ignore this one, even if you’re not outdoor camping, rather spending a luxury weekend in an exotic hotel. Avid travelers can vouch what a lifesaver this one can prove to be, even in some of the most unexpected places.

9. Travel insurance – Away from the predictable safety and security of home, one can never guarantee against emergencies, mishaps, accidents, theft or loss. To have good, well-covered travel insurance, therefore, is a must for any type of traveling.

10. Money belt – A money belt is another essential that makes carrying your money, passport, travel documents and other important papers and smaller items easier in a secure, hidden, yet easily accessible space.

11. Wet wipes/Hand sanitizer – Whether traveling by railways, air or road, wet wipes are a must-carry. They help you quickly wipe the dryness, the dust and the fatigue off your face, clean your hands, and even charge you up with a dash of scented moisture at your fingertips.

Travel can become far more efficient, enjoyable and memorable in the presence of these Top 11 essentials. For more information and travel bookings, go to your nearest Payworld retailer.

6

Top 10 Hidden Gems of India

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As our weekday lifestyles are becoming increasingly hectic, most people nowadays prefer taking a complete break during the weekends and getting away to some offbeat destination nearby to unplug.

Here are a few stunning offbeat destinations worth exploring!

  1. Mount Abode, Uttarakhand

This heritage village is situated at an altitude of 1400 meters on the glorious Shivalik ranges overlooking the Ganges. It offers a breathtaking 360 0 view of the Shivalik and is an ideal environment for meditation, spirituality, and yoga. Loved by backpackers and nature lovers, Mount Abode provides a space to experience life in its rawness. It is about 1.5 hours from the Laxman Jhula.

Tirthan, Himachal Pradesh

This offbeat riverside retreat is situated in the Kullu district, 1600 meters above sea level. The valley is named after the Tirthan River, which originates in the glacial springs of the Hanskund Peak. Rich in flora and fauna, this adventure destination is ideal for fishing, trekking and wildlife watching.

Khajjiar, Himachal Pradesh

Khajjiar stands at an altitude of 6500 feet and is popularly known as the Switzerland of India. This vast valley in the foothills of the Himalayas has dense forests, the scenic Khajjiar Lake and Chamera Lake. Khajjiar is 26 kilometers from Dalhousie and is very popular for trekking and zorbing.

Pabbar Valley, Himachal Pradesh

Situated at the foothill of the Chanshal ranges, Pabbar Valley is accessible via the Hindustan Tibet road. This valley has several famous sites such as the Chanshal Pass and the Temple of Halkoti.

Jalori Jot, Himachal Pradesh

J

alori Jot or Jalori Pass is situated between the inner and outer Seraj valleys at an altitude of 3221 meters. It is considered as one of the most dangerous road trips despite not being too high due to the steepness of the road. Jalori Pass offers a spectacular view of the Dhauladhar and the Kinnaur Valley.

Chikmagalur, Karnataka

This offbeat destination offers the most diverse tourist attractions. They range from a UNESCO World Heritage Site (Kudremukh National Park), river rafting (in Bhadra river), adventure trekking (up to the Mullayanagiri), to wildlife watching (at Bhadra sanctuary) and religious pilgrimages (to Inam Dattatreya Peetha, a popular pilgrimage for both Hindus and Muslims). Situated at the height of 3440 meters in the Mullayanagiri, Chikmagalur is close to Bangalore.

Udupi, Karnataka

Also known as Lord Parasuraman Kshetra, Rajata Peetha, and Shivalli, Udupi is a popular pilgrimage destination. Udupi is well-known for its Krishna Temple, Tulu Ashtamathas, and the famous Udupi cuisine. This sleepy coastal town is situated in the Karavali, between the Western Ghats and the Arabian Sea.

Chail, Himachal Pradesh

What was once a summer retreat for the Maharaja of Patiala is now a quaint, offbeat tourist destination. Chail houses the highest cricket ground in the world that’s situated at an altitude of 7500 ft. Sadhalpur Lake is a very popular lake restaurant while the Chail Palace Hotel is a heritage hotel, housing vintage furniture, and interiors that are reminiscent of the bygone era.

Kasauli, Himachal Pradesh

It is a small town seated at an altitude of 1927 meters, 77 km from Shimla. It was developed by the British during British India. Tourists seeking adventure or a buzzing itinerary won’t find Kasauli engaging. However, it’s an ideal destination for solitude and silence, preferred by solo travelers.

Kasol, Himachal Pradesh

This small hamlet is situated on the banks of the river Parvati in the Parvati Valley of Kullu district. Kasol is well-known for trekking, the Israeli inhabitants, and the famous Malana Cream. Kasol has a wide range of restaurants serving delicious cuisines from all around the globe.

Visit any of the nearest Payworld retailers and let the retailer make all the air, rail, bus ticket and hotel bookings for you.

If you would like to start your own travel agency then register now with Payworld. Visit https://www.payworldindia.com/retailer/signup for registration.

13

10 Places to Visit in Bangkok

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Bangkok is one of the most popular cities among tourists in the entire world. It is one city that has a bit of everything from an ancient culture, lip-smacking food, endless shopping, raging nightlife and a lot of other places to visit. So, deciding on which places to visit while in Bangkok might turn out to be quite a daunting task, but fret not, because here is a list ten must visit places while you are in Bangkok:

1- The Grand Palace


The Grand Palace is an architectural marvel located right in the middle of Bangkok city. For years it had been the official residence of the Kings of Siam, and now it serves as a tourist hotspot. The Temple of the Emerald Buddha is one of the must-see structures inside the palace complex.

2- China Town


The current Chinatown in Bangkok was created by Chinese immigrants around 200 years ago when they were cleared out from their previous localities to build the Grand Palace. It is a place of mouth-watering street food, especially Yaowarat Road, which is popular among both the locals and the tourists.

3- Wat Pho


Wat Pho is a Buddhist temple that is home to the famous reclining Buddha idol. It houses one of the largest collections of Buddhist images from around the world and is one of the most famous Buddhist temples in the world. Built by King Rama I, this temple will leave you in wondrous awe the moment you enter it.

4- Chatuchak Weekend Market


The Chatuchak market is spread across an area of 35 acres, if that does not give you an idea of how large the place is then you have to see it for yourself. You can get just about any merchandise that you can think of from the over 8, 000 stalls present in the market.

5- Khao San Road


The Khao San Road is a little more than a small street located near the Grand Palace. It is also known as the ‘Backpackers Lane’ for the number of cheap accommodations it offers. It is also a place filled with vendors selling various touristy stuff.

6- The National Museum and Wang Na Palace


The National Museum is housed inside the grounds of the famed Wang Na Palace. It is the largest museum in all of Southeast Asia and houses the biggest collection of Thai artifacts and art in the entire world.

7- The Golden Buddha Temple


Perhaps the most popular Buddhist temple after Bodh Gaya, the Golden Buddha temple houses a Buddha statue cast entirely in gold. The statue weighs a massive 5.5 tons and is just a marvelous sight to behold.

8- DamnoenSaduak Floating Marketing


The market is located about 100 km south of Bangkok, but it is definitely worth the trip. The experience of buying food and various other merchandise from vendors on boats is such a unique experience that is not to be missed.

9- Terminal 21

Terminal 21 is a multi-story commercial building complex that houses a cinema, a large shopping mall, and various other commercial establishments. It is a true haven for some quality 21st-century entertainment.

10- Jim Thompson House


The Jim Thompson House is a museum that is located in Central Bangkok. It houses the art collection of the famous businessman Jim Thompson, who was also the former owner of the house.

Bangkok is a wonderful place. Visit any of the nearest Payworld retailers and let the retailer make all the air and hotel bookings for you.

If you would like to start your own travel agency then register now with Payworld. Visit https://www.payworldindia.com/retailer/signup for registration.

6

Life, Health and General Insurance – Under One Roof

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Payworld is an Indian multimode payment solutions company that has been catering to businesses and general customers for quite some time now. Now, we have also set foot in the insurance sector with the aim of providing customers with the best value for money insurance plans they can get. Currently, in India, insurance is a luxury that not everyone can afford. And we at Payworld hope to change the status quo by enabling people who could not afford insurance before to be able to actually avail insurance policies. Insurance is a necessity, and we truly recognize this fact.

Types of Insurance at Payworld

Payworld offers all three types of insurance policies through Insurance POS (Point Of Sale),i.e., Health, General, and Life. All your insurance needs, under one roof.

How and Why Payworld is a one-stop place for all your insurance needs?

When a person decides to buy multiple insurances policies, one has to go through different insurance agencies. It is because it is rare for an insurance agency to provide all the three types of insurances under one roof. Not only is this tiresome, but it also a waste of a lot of time, and in the modern world, time is one of the most precious things you can find.

When you buy different types of insurance policies from different agencies, the chances are that you may end up biting more than you can chew in terms of making premium payments. The reason for this is, going to different agencies means that they will probably not consider the other insurance policies that you have already undertaken, and will most likely offer you a plan that you just cannot afford. But, when you buy both your Health and Life Insurance policies or any other General Insurance policy for that matter from the same agency, you will benefit from the fact that the agency already knows about your existing burden, and will consider that while offering you plans.

Payworld Insurance POS is a one-stop shop that can serve all your insurance needs. So, you can always be assured of getting the best plans possible, without wasting your time going through the myriad number of insurance agencies currently operating.

Special Low-Cost Insurance Plans

As mentioned already, Payworld is a company which believes that Insurance is a necessity and every person in the world needs to be able to avail an insurance policy. And that is why we have come up with special low-cost insurance plans for those people who cannot afford to pay the premiums for the other insurance plans available in the market right now. Our low-costplans provide customers with the best value for money, not only do you get to secure your life, but you also get to feel a sense of satisfaction about getting the right value for the money you spend.

Healthcare is an expensive, and in a country like India where most often than not, the government hospitals are just not adequate, people are forced to turn to private hospitals for treatment. And treatment in private hospitals does not come cheap. The only way to pay the bills of these big private hospitals is by availing Health Insurance, but Health Insurance is not cheap either, and a lot of people cannot afford to buy one. But that is not the case anymore, Health Insurance plans offered through Payworld are some of the most affordable ones around, it means those who could not afford proper Healthcare before, can afford it now.

Good News! You can even become an Insurance POS with us! Check out what’s in it for you!

Becoming a retailer with Payworld is as easy as 1,2,3. All you have to do is to click on the link.

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Why should you become a Payworld IRCTC Rail E-Ticket Agent?

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The Indian Railway Catering and Tourism Corporation often known as IRCTC have made online booking of railway tickets accessible to all the consumers. Most of the bookings of the railway tickets are usually done through the mobile application or the website. This is really helpful for the people who have the necessary tech knowledge. However, for most of the people in India, who are non-tech savvy and do not know how to operate a Computer or a Smartphone, booking an online ticket becomes cumbersome task for them.

Challenges of booking Rail Tickets

People face numerous challenges and difficulties while booking the rail tickets. The normal people who do not have a lot of knowledge about the technology and e-ticketing services have to face the difficulties like:

  • Long Queues: The very first thing that every person has faced while booking a railway ticket is the long queues. To be successful in getting a railway ticket, the person has to stand in the never-ending queues for hours. The queues for the Tatkal booking are just a different story. Since these tickets are sold on the first come first serve bases, people have to stand for hours even before the counter is open.
  • Time Consuming: Another drawback of standing in a queue to book a railway ticket is that it demands your time. There are a lot of people that want to book a railway ticket and only one or two counters are open for bookings. This lead to a never ending queues at the railway station and hence time consuming.

Even the people who books ticket online faces some difficulties of:

  • Online Payment: As we all know, when it comes to digitization India is still in the growing phase. People are learning to make online payment and have started trusting this mode of transaction. There are times when a person does not have enough balance in his/her bank account to pay for the ticket but has hard cash. In these times he cannot book an e-ticket even after having complete knowledge about it.
  • Internet Connectivity: The slow internet connectivety does not let a person book the ticket or make online payment for the tickets.

How Does Payworld Help?

Payworld helps the people who do not want to stand in long queues to book the tickets instantly at retail outlets through their retailers who act as authorized rail e-ticket agents. These agents have been authorized by IRCTC and can book the tickets for you. They take cash as well as a card for payments. This is the best solution for those people who do not know about online bookings and the people who do not like to wait in long queues at the railway stations.

Advantages of being an Authorized IRCTC Rail E- Ticket Agent

There are lots of benefits of becoming a Rail E-Ticketing Agent with Payworld. Some of them are as follows:

  • Unlimited business opportunity: Being an authorized Payworld IRCTC agent, you can book unlimited rail tickets for your customers and earn good margin on every transaction.
  • Invest Less, Earn More: With nominal investment you can earn good margin and without any huge infrastructure you can have regular source of income.

How to become an Authorized Rail e-Ticket agent with Payworld

It is really easy to become an IRCTC E-Ticketing agent with Payworld. All you need to do is, go to Payworld website, fill your basic information, and upload copy of pan & aadhaar card and you will get a call from company regarding the other formalities that you need to fulfill.

Become an IRCTC Rail E-ticket agent withPayworld and avail the lucrative business that gives you regular income with less investment.

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How Is MPOS Shaping Our Country’s Payment System?

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At present in India, digitisation and cashless payments are becoming popular for making payments. The nation is moving towards becoming an economy based on plastic-money, one that is non-corrupt and totally devoid of black money. However, even this transition is facing some hiccups, the most pertinent one of them being the absence of digital payment methods.

The Problem – Absence of Digital Payment Methods

There are some business owners and shopkeepers who are finding it hard to keep up with the changing trend. The reason is simple. These shop owners still rely on the traditional method of cash-based transactions. This gives way to a two-way issue.

First being, inconvenience to the customer. Given that most customers now receive salaries directly in the bank accounts, they prefer to pay via debit or credit cards, and hence avoid going to the shops where they need to pay in cash. The second issue here is the unsatisfactory experience that customers face. More often than not, when a customer visits a retailer who only accepts cash, the customer is required to face a long queue or worse, a horde of other customers to compete with. In such a situation, it becomes highly likely for the customer to change his decision, and abandon the idea of making a purchase altogether.

The Solution – MPOS

The solution to the above-mentioned problems is both, simple and affordable, and is known as MPOS. A MPOS or a Mobile Point of Sale device is essentially a wireless, portable device that enables all types of cashless transactions. Not only is it much more affordable than a fixed Point of Sale system, but also ensures the utmost convenience to customers. Let us understand the benefits of MPOS in greater detail.

  • Affordable – Thanks to its fairly low price of Rs. 4,500 offered by Payworld and easy availability, even small merchants and retailers can easily have access to this revolutionary device.
  • Handy – Owing to the fact that the MPOS are wireless in nature, it can easily be taken from one place to another. Moreover, its compact size makes it extremely easy to store it in a drawer, or carry it around in a small satchel or backpack.
  •  Card Payments – MPOS devices are equipped with a scanner for the digital strips of debit/credit cards and hence can conveniently accept digital payments.
  • Paperless – The moment a payment is received by the MPOS, customer receives an instant SMS for the transaction made.
  • Doorstep Payments – For customers who indulge in online shopping, but don’t have the know-how of online payments, MPOS has come to act as a boon. Thanks to the portability of these devices, an e-commerce business can now easily accept digital payments while delivering the shopped items to the customers, right at their doorstep.
  • Mini ATMs – For what they’re worth, MPOS devices can act as Mini ATMs and help the customers withdraw money from their bank accounts with the help of ATM/Debit Card. This transaction helps the retailer to earn a commission, hence calling for a complete win-win situation.

 

The Potential of MPOS in India

For a country which experienced over 865.9 crore (source: wikipedia) digital transactions across all banking platforms, in the year 2016-2017, it wouldn’t be wrong to say that the potential for MPOS in India is exemplary. For what it’s worth, MPOS devices are now being considered as the fastest moving trend in retail, after the advent of the internet.

With the Government of India showing utmost seriousness about making India a less-cash economy, it is only just to say that the demand for MPOS will grow exponentially in the coming years.

It is in line with this growing demand for mobile payments, that India’s leading assisted wallet company, Payworld has introduced Payworld MPOS / Mini ATM devices which are readily available for the retailers across the nation. The reasonably low prices of the Payworld MPOS / Mini ATM device and low monthly charges will prove to be a driving force in India’s journey towards digitisation of transactions.

For more details about MPOS / Mini ATM device, please sign up here: bit.ly/PwSignUp

9

Payworld Insurance POS – An Overview

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Introduction

As per a report released by the Insurance Regulatory and Development Authority of India ( IRDAI ), the penetration of life insurance in India is as low as 3.9% as against the world average of 6.3%. (Here the value of premiums is expressed as a percentage of the national GDP). Unfortunately, only about 20% of the insurable population of the nation has actually invested in one or more life insurance policies. And while the government along with the public and private sector insurance companies are taking numerous steps, they are not nearly enough.

Why aren’t Indians insured?

As is the case with many other things, Indians do not take insurance as a serious matter. Only the higher strata of the society invests considerably in insurance policies, that too, primarily as a way of getting tax rebates. The lower strata of the social-economic classes, do not always have the disposable income required to pay insurance premiums, and hence, end up staying uninsured.

What does this situation entail?

Unfortunately, the situation is graver than it appears to be. The lower-middle and the lower class involves families which are essentially dependent on the income of one earning member. Moreover, these socioeconomic classes, do not have any significant assets such as property, gold or even savings. This implies, that in case, the earning member passes away in an unforeseen manner, there is little to no chances of the family recovering from the impact.

In order to rectify the situation, the only alternative that the people can and should turn to is Life Insurance. No matter the extent of coverage or the benefits, once insured, a person can always rest assured of the fact that his/her family will have at least some financial support so that they can recover from the impact in an effortless manner.

 

Payworld Insurance POS to the rescue

Payworld is a Composite Corporate Agent and is hence authorized to offer insurance solutions pertaining to Life, Health, and General, all across India. Owing to its motto of ‘Financial Inclusion amongst Tier 2 and Tier 3 cities in India’, the company has designed certain specialized products for customers who cannot afford high premiums.

In order to make these insurance products readily available to the end customers, Payworld relies on its incredible network of over 1 lakh retailers across India, some of which act as the Insurance Point of Sale or Insurance POS.

Look for a nearest Payworld retailer or ask us about your nearest Insurance POS and get insured. Payworld also urges people who are reading this blog to create awareness about the offerings among people who are in need of such policies.

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The Best Idea to Start a Promising Business within ₹ 8000/-

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In the present times, getting your dream idea funded is as difficult as nailing jelly to a tree. It is for this very reason that innumerable people have given up on their dream of building their own enterprise and giving wings to their dreams. But, not anymore!

For what it’s worth, a game-changing business is not about the funds it has to begin with, it is more about the potential that the idea has and the work you’re ready to put in to make the most of that potential. Today, we discuss some astounding business ideas for you that do not need any more than a meager sum of Rs. 8,000 and promise you great returns. So, read on to know more about these awe-inspiring prospects.

  1. Mobile and DTH Recharge

Given the traditional structure of the Indian society, even in today’s times of digital advancement, the larger chunk of people prefer getting their Mobile and DTH recharges through the nearest retailer. This has been made extremely easy and profitable by the Payworld Application, which allows a retailer to start offering these services with a trading balance of as less as ₹ 1,000. For all you know, you don’t even have to take the effort of initiating tie-ups with different Telecom providers or DTH services. The Payworld Application comes packed with all of them and offers lucrative commissions in turn.

  1. Insurance

Payworld enables retailers to sell all 3 lines of Insurance policies i.e. Life, Health & General to customers by converting them into Insurance Point of Sale or Insurance POS. All you need is service activation fee of ₹ 500, to begin with, and as you can guess the opportunities are limitless. After all, every member of every family in your vicinity needs all the three types of insurance policies. Don’t they?

  1. Bill Payment

As a retailer, you can conveniently use Payworld Bill Payment services to pay various kinds of utility bills like electricity, water, gas, landline bills and post-paid bills for the customers. Again, you will need ₹ 500 to activate this service considering the amount for the same, it is easily manageable and truly worth your while. Considering every family you cater to needs to pay at least 4 out of these 5 bills every month, your incentive will be more than satisfactory.

  1. E-Shopping

As is known to one and all, a large majority of people in India are not tech-savvy. However, even such people know the benefits of e-shopping and want to explore the same. As a Payworld retailer, you can help such customers to shop on various e-commerce portals. In turn, you stand a chance to earn commissions on the sales. Here, you will need to make an investment of about ₹ ­­­­­­­1250, to activate this service.  Now isn’t that a piece of cake.

  1. Travel Bookings

Payworld retailers can book Air / Train / Bus tickets, Hotel Reservations along with Travel Insurance on behalf of their customers for both, domestic as well as international locations. This can be done with great ease through the Payworld Application. One just needs to activate this incredible travel service with a minimal service activation fee of ₹ 8,000. Trust us, when it comes to earning great returns on your investments, it doesn’t get better than this. Not convinced yet? Let us share a true story with you. Mr, Avinash Singh Yadav, a 30-year-old graduate from Sheopur, Madhya Pradesh, invested the small sum and kick-started his small business of travel bookings, from his father’s grocery shop. Within a span of just 1 year, not only was he able to generate a significant income but also rented his own shop in one of the prime locations of the city. Now doesn’t that sound like a dream come true?

So, what are you waiting for? Now that you know some truly promising ideas of setting up your business that too on a minimal budget of ₹ 8,000 and less, go ahead and help your dreams take that much-awaited flight in the world of reality. For all you know, you could be India’s next star entrepreneur!

* Service activation charges can be changed anytime without prior information.

* For latest fee/charges, please contact on Payworld Helpline number 011 3315 8888.

76

A Company That Puts You First, Work When You Want, Make What You Need

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Running a successful travel agency is no longer just a dream. Partner with Payworld, a Multi Integrated Platform, dealing with a range of travel services like Air, Train & Bus ticketing, Hotel Reservations and also securing your travel with Travel Insurance. With Payworld you can make more Money with every service you provide to your customers.  Stay on top of technology with our Android App and provide instant bookings, intimations and keep track of all your work from anywhere.

Is Being A Travel Agent Difficult?

Payworld is designed for full-time travel professionals, students, graduates, or anyone looking for a part-time source of income. Test the waters of the travel world and gain knowledge and work experience through our years of expertise in providing services.
Start your journey as a Payworld retailer with a meagre investment and watch in turn into a successful business.

Rail Ticketing

Payworld is an authorized direct IRCTC-principal service provider. Work as an authorized e-ticketing agent through Payworld and offer railway ticketing services to your customers. Book instant tickets, make reservations and make cancellations all in one single portal. Another advantage of being a Payworld Rail e-ticket agent is that you are eligible to book unlimited tickets.

Air Ticketing

Being Payworld retailers receive the best deals and lowest flight fares, coupon fares, GDS fares, corporate fares to offer your customers. Gain clients like nowhere else through the special fares. Book domestic as well as international flight tickets for your customers, through the Android App hassle-free and provide real-time updates to your customers. Enjoy all these benefits with Zero convenience charge from Payworld.

Bus Ticketing

Don’t let your customers wait in the queue for bus tickets. You now have access to major bus companies, and can book tickets for all bus operators without trouble. Make urgent bookings from the comfort of your own office, home, or anywhere on your Android phone.

Hotel Bookings

You can book hotels and rooms across the globe at an excellent commission from Payworld. You will have access to worldwide hotel bookings and luxury stays. Provide the best stay for your customer at competitive rates. Track all information, confirmations, and receive instant notifications directly to your handheld devices.


Travel Insurance Services

Insurance has become a necessity while travelling to reduce or eliminate the risk of loss of life or property. With travel insurance just a little step away from being mandatory in India like in the western world, handling the process of applying for travel insurance separately, for your customer, becomes tedious.
Provide the ideal travel insurance for your customers as a Payworld Insurance POS and bring a smile on the faces of your customers by providing all travel insurance solutions at one place.
Maintain all the travel arrangements in one place and let your customers leave all worries and enjoy their holidays. Receive high commissions on booking travel insurance as well.

Additional Benefits

By partnering with Payworld, you receive access to the plethora of services and also help to keep abreast with the latest technology like digital wallets, MPOS/Mini ATM devices and much more.

As a Payworld retailer, you will provide a one-stop shop for Travel Booking, Insurance, Domestic Money Remittance, Mobile or DTH recharge, E-Shopping, GST Return filing and Bill Payments to your clients.

Be the best travel agent you can be with Payworld.

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All You Need To Know About The Payworld Commission Structure!!

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All You Need To Know About The Payworld Commission Structure!!

Payworld is a unique business opportunity where you can earn money with very low investment. A consumer can do transactions by visiting Payworld retail touch points and paying in cash. Allowing you to start your business with as low as Rs 1000 only, Payworld solemnly believes in ‘Invest Less, Earn More’. However, commencing your own business online requires undertaking many challenges and decisions that need to come together at the right time. The barriers to entry into the online market is much lower than the traditional businesses.  The margins are a priority for all retailers looking for business online. Payworld is one such option that aims to help the masses to have an opportunity to dwell into digital or online business. With Payworld starting your business requires nothing more than a smart phone with net connectivity. You can opt for the services as per customer demands. Initially, on registration only two services – Mobile Recharge and DTH Recharge are available without any activation cost. To avail the other services, one needs to pay a activation fee which differs service to service. One can increase their trading limit by Online payment methods like Net Banking & Debit Cards and never let the business opportunity missed.

Services Offered by Payworld –

1. Money Transfer
2. Rail E-Ticket
3. Bill Payment
4. Mobile Recharge
5. DTH Recharge
6. Air Reservation
7. Bus Reservation
8. Hotel Booking
9. Insurance (Health, Life, General & Travel)
10. E-Shopping
11.  GST Filing
12. Digital Wallet
13. MPOS / Mini ATM Device
14. Cash Management Service

How the Payworld Commission Structure Works?

Whenever a customer uses Payworld service through the retailer, the retailer earns a percentage of transaction amounts as profit. Payworld offers a specific commission structure for all services. For example, a customer asks for a recharge of Rs. 100. Payworld offers a commission of approximately 0.5%-3% on mobile recharges. Keeping this in mind, the retailers earn 50 paise – Rs 3 on one transaction. Higher the number of transactions, higher the commission earned.

Commission Structure for Specific Services- 

1. Money Transfer – upto 1.00%
2. Rail E-Ticket  – ₹ 7 – 18 per ticket
3. Bill Payment – upto ₹ 4 per transaction
4. Mobile Recharge – 0.50% – 3.00%
5. DTH Recharge – 0.50% – 3.00%
6. Air Reservation – 0.01% – 5.00%
7. Bus Reservation – 0.01% – 5.00%
8. Hotel Booking – 7 %
9. Insurance (Health, Life, General & Travel) – 10% – 20%
10. E-Shopping – 1.50% – 6.50%
11.  GST Filing – Launching Soon
12. Digital Wallet – 0.3%
13. MPOS / Mini ATM Device – upto ₹ 2 per transaction (for withdrawal)
14. Cash Management Service – ₹ 5 – 25 per transaction

*Commission rates subject to change.
*These are indicative values only.

Why Choose Payworld?

With presence in over 630 cities in India, Payworld has engraved it’s name in over 1 lakh retail outlets for carrying out the business and provides assistance to low income group in day to day activities.  Payworld offers an intelligent electronic transaction processing platform where the customer can perform transactions by visiting the retail outlets and by paying in cash. These retail touch points uses Payworld’s application that can run on Laptops, Computers or Android smartphone.

Payworld also has an 100% subsidiary called Payworld Money. Payworld Money is an RBI approved PPI  (Pre-Paid Instrument – Digital/Mobile Wallet) issuer which has users doing domestic money remittances through the assisted mode and one that facilitates secure payments. Payworld mainly focuses on reaching out to the unbanked population for more cashless transactions making the financial inclusion task easier for the government and the users.

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