Why join Payworld Travel Services?

Travelling is a much-loved activity which has become a hobby amongst numerous people. There is a constant demand in this sector, with people desiring to explore the world and go out for soul searching. Traveling is an activity which is not constricted to anyone. Children, families, single people, older people, anyone can travel. Since the demand is so high, there is a need for travel agents too, to ease the task for travelers.

Seeing this opportunity, Payworld has come up with an easy solution. From college students to local shop owners, anyone with the need to earn extra income can become a Payworld travel agent. They just need to register on the Payworld website. This ensures an added income up to Rs. 30,000 per month. Apart from extra income, there are various other advantages too:

Minimal Investment: People hesitate to start a new business because a hefty amount of capital has to be invested. Hence, even the thought of having a loss gives one sleepless night. With Payworld. One just needs to register with the Payworld app and opt for Payworld Travel Services by paying a registration fee of Rs 1100 only. Through Payworld Travel Services one can start booking Air, Bus, Travel Insurance, Hotels and start earning up to  Rs.30,000.

Book tickets online: Gone are those days when people would stand in long queues, despite the cruel weather condition, just to book a ticket. Now nearly everything can be done with just a click of a button. By using the One Stop Solution, the Payworld retailer can book any kind of ticket- air, rail, bus, hotels and even travel insurance, for anyone.

IRCTC:  Indian  Railway needs more people to assist them and become an intermediator between the passengers and the Railway system. Payworld is direct Principal Service provider of IRCTC, one can become an authorized  IRCTC Retail Service Provider by joining hands with Payworld.  IRCTC  Retail Service Provider can book unlimited numbers of tickets, meaning unlimited business opportunities with India’s highest selling transport service IRCTC. You can avail of these services just for Rs.7500.

Best deals available: Since Payworld strives to make all monetary transactions easier, it also searched and come up with the best fares and deals possible. With this, retailers would be more in demand because the best offers would be an added attraction to travelers. And on the other hand best commissions for our Retailers.

Endless opportunities: The retailer can book Domestic as well as International tickets too! This considerably widens choices and opportunities for customers as well as for retailers. Tickets for low-cost carriers are available too, making it easy on the pockets. Global Distribution System i.e GDS fares and Special fares are available. Best deals including special fares, coupon fares, corporate fares and much more.

Payworld Mobile App: The retailer would have to download the Payworld mobile app and sign up on it. This mobile app constantly provides notifications of the best deals available and other important information. With this, no retailer would be clueless and would rather become very well informed about all things related to traveling. It also empowers you with “Book on the Go” so never miss the opportunity of earning even on holidays.

Customer Helpline: There is a dedicated Customer Helpline too which is one stop solution to resolve all travel queries and removes confusion in just a jiffy.




Be Speechless And Then Become A Story Teller

Travelling to various places makes you a story- teller, Travelling opens your eyes to many wonders you have been missing all those years living in a cocoon of your own. Travelling leaves you with memories that can retell to many and recount to yourself years after you have been to a place. So what is it that stops us from travelling to various destinations frequently? It is certainly the process of finalising a place followed by a long ticket booking exercise that many simply drop the idea of going out to enjoy some family time or “me” time.

But what if you were told that ticket booking tasks have now become simplified and you can book air or train or bus tickets in an instant? However unbelievable might this sound, but ticket booking has now become a cakewalk, for the hidden traveller in you.

Payworld– a Sugal and Damani Group enterprise- has come up with a highly practical ticket booking solution. Having collaborated hands with IRCTC, different airlines and red bus.in etc., we wish to provide our customers with easy ticket booking options so they can visit their favourite destinations easily. The good thing is that whichever corner of India you live in, you can still get tickets booked easily. For this, we have joined hands with retailers – big and small, across the nation. You can visit any Kirana Dukan or general store, stationary and chemist near your house and get your tickets booked quickly and easily.

With this in place, we want you to travel more and explore more. We wish to ensure that your focus remains only on travelling with friends and family while we take care of everything else. Visit your nearest Payworld Store now and fly to your favourite tourist spot or travel via train to your favourite hill station. For going to nearby places, you can even book bus tickets using our services, Payworld- Making Life Simple!


Payworld Shortlisted as One of 34 GST Suvidha Providers

Introduced by The Constitution (One Hundred and First Amendment) Act 2016, Goods and Services Tax (GST) is a proposed system of indirect taxation in India merging most of the existing taxes into single system of taxation.The taxes which will be subsumed into GST include central excise duty, services tax, additional customs duty, surcharges and state-level value added tax.

To bring about a uniformity and functionality regarding GST in the nation, the Government has come up with GSP concept. GSPs are basically GST Suvidha Providers that will help as a link between vendors and GST. In simple words, third party IT vendors who develop web or mobile based interfaces for tax payers to interact with GST network are called GST Suvidhaa Providers or GSP. The task of GSP is to provide convenient ways to the taxpayers in interacting with GST system starting from registration of entity to uploading of invoice details and going up till the filing of returns.

GSTN (Goods & Services Tax Network) is tasked with building the biggest ever and a complex tax network for India, and for that they have shortlisted 34 companies to act as GSP, of which Payworld- one of India’s leading utility services providers- is the one.

Praveen Dhabhai, COO of Payworld said “We are very proud to be a part of the biggest tax reform in the world. GST by magnitude is the biggest tax reform that India and the world will ever witness. GSPs will play a crucial role in bridging the gap between the tax payers and the GST system, which is set to become the world’s biggest and perhaps most complex tax framework.”

Owned by Sugal and Damani Utility Services Private Limited, Payworld is a preeminent electronic processing platform for financial transactions. As GSP, it will acquire and provide solutions to small merchants and vendors in order to help them comply with GST regime.

Under its platform, Payworld offers utility services to its consumers in terms of domestic money remittance, mobile and DTH recharges, rail, air and bus reservation and utility bill collections, digital wallets, cash withdrawal points and assisted e-commerce.

Payworld’s 100 per cent subsidiary, Payworld  Money (Smart Payment Solutions Pvt. Ltd.) offers a mobile wallet that is an excellent option for non tech-savvy smart phone users to go cashless.Payworld Money is an RBI approved pre- paid instrument (PPI) – digital/ mobile wallet) issuer which has users doing primarily domestic money remittances through the assisted mode.


Unified Payment Interface – A Much-needed Change

Cash crunch has left people with no such alternate in hand. It has by-and-large affected the people who completely used to rely on the currency notes. But this is a nice initiative on the road to digitization. ’Go Cashless’ is the mantra of the age and this is step one towards the new-age revolution.

Unified Payments Interface- hereon referred to as UPI- is a new cashless payment method introduced by NPCI (National Payment Corporation of India). The aim behind the introduction of UPI is to enable real time money exchange.

Once you’ve created a unique identifier- Virtual Private Address (VPA) – the UPI  permits you to send, receive, or directly pay from your bank account. The pre-requisite for the same is: download UPI app from any bank you have your account in and sign-up with the registered mobile number.

The good thing with UPI is that it comes decked with double security measures where the M-pin acts as the second factor of security. At the time of UPI creation, all you need to do is set a 4/6 digit long M-pin by authenticating with your debit card details. If you ever forget the M-pin details, all you need to do is simply re-set it by authenticating the debit card details in the respective app.

If you are on a merchant website and wish to pay via UPI, all you need to do is enter the UPI on the check-out page and proceed to pay. Within a couple seconds, you will receive a payment request on UPI app. Select transaction and enter the M-pin.

You could even send funds using UPI. For this, select the account you wish to send money from, enter the said amount as well as the VPA of the receiver. Click on Send, and the task is done. To receive funds, perform the above-mentioned activity and click on Receive. The good thing is that there are no charges levied for transactions done using UPI. The current per-transaction cap is INR 100,000. This may change from time to time and is subject to the UPI guidelines.

Since VPA is linked to your registered mobile number, you will receive all the notifications on the given number. If you ever miss the SMS notification, go to your UPI app, check for ‘Pending UPI Transactions’, and approve/ reject the transaction request from there.

You can avail all of these services and much more 24*7. So go cashless with UPI now.


Payworld Making Life Simple, for Rural India

“Buy this through XYZ digital wallet and get Rs. 50 cashback on every ticket booked,” read a recent email I received from a Cinema chain. Most of us usually receive this a few times a week and it keeps us informed about the latest movies. The bottom of the emails, as seen, are peppered with advertisements for mobile wallets. All of them vying for your attention and begging to pay part of the ticket price on your behalf. All we have to do is make the transaction through them.

Just like this email I received, the mobile wallet space has seen the density of brands in the market soar. We now have a never ending list of applications offering consumers discounts, cash-backs, vouchers and coupon codes.

The increase in Internet users, led by a significant growth in smartphone subscription, sounds all happy and convenient for 32% of India living in metropolitan cities leading tech-savvy lives. But..Are we forgetting something here? Well, someone needs to give a thought to the majority Indian population, living in far-flung areas with not even a bank account, let alone a smartphone. What use are mobile wallets to them? The target audience of mobile wallets is very clearly, young tech savvy people. Let’s talk about the non tech savvy ones.

There are people realising the need of the hour. There are companies who realise the importance of empowerment of rural India for sustainable growth of the country. Let’s divert our attention a little from the facade of the urban-folk convenience to the reality of the rural-folk necessity.

Catering to the needs and dreams of rural India by reaching out to them so that they can also see a glimpse of the digital lifestyle, is exactly what Payworld is doing. There are a number of online platforms today catering to urban India but we proudly say that Payworld is that platform for rural India. Payworld’s retail outlets are one-stop shops that facilitate people in villages to get whatever they want. The jewel in the crown are Payworld’s ‘cash points’. Taking the concept of ATMs to the rural-folk, these cash points allow people to withdraw money from their nearest retailers. If you ask them, this is nothing short of a blessing!

In the hype of India witnessing an exponential growth and the million-dollar investments being pumped into the digital payment industry, it would be only wise to not forget the Government’s plan of financial inclusion of the large rural base of the country.


Payworld Bazaar for Rural India

Rural consumers currently represent a large percentage of consuming class and are the prime target market for consumer goods and essential services such as education, healthcare and employment. Despite such an open market, around 68% of the rural economy still lies untapped. Given the immense scope of application of Information and Communication Technology tools for bettering service delivery processes, and opening up new vistas for village-level entrepreneurship and generation of local wealth, the key issue in this context is how to build human capacities.

The trust a kirana merchant enjoys in the neighbourhood and the preference of Indian consumers to come in direct contact with sellers is opening the doors of next big wave in e-commerce – assisted e-commerce. With the big players virtually exhausting online shoppers, the focus is now reaching people who are either not on the Internet or don’t shop online.

With just 12 to 15% of the 300 million Indian Internet users actually shopping online, the real commerce has a huge opportunity. This is exactly what Payworld Bazaar is doing. Bringing together offline buyers, local retailers, and sellers to an integrated platform and reach where the e-commerce players are facing the hindrance.

From t-shirts to television sets and mobile phones and from recharges to utility bill payment to money transfer and bus ticket booking, Payworld offers an entire range of consumer utility services. This space offers an opportunity to millions of small merchants to go high-tech and make additional income. Bringing together various stakeholders, coming out with a solution for the typical Indian market where the majority of customers still prefer to buy from the kirana store next door rather than buying from somebody they don’t know. Assisted e-commerce is turning out to be the next big thing, tapping the large untapped rural market with very high potential.

Indian e-commerce market has certain peculiarities that differentiate it from other markets, namely, a large population which is not tech-savvy, risk-averse consumer behaviour etc. Additionally, consumers here are found to be wary of the quality and after-sale service facilities of the e-commerce sale. Besides, mode of plastic card payment also adds to the list of difficulties. These issues have constrained growth of e-commerce in small towns and cities where the potential for growth is very high.
The ‘Retailer-Assisted e-commerce channel’ is a very industry-friendly and customer-centric evolution which will empower customers by giving them the power to become an important player in e-commerce without compromising on ease, simplicity and quality assurance as they are accustomed so far. This channel will help in significantly increasing scope and extent of e-retail.